Sandra Guide
Loan Officer
NMLS: #781301
Years experience: 15
Language(s): English, Japanese
HarborOne Mortgage
l 650 Elm Street Suite 600
Manchester, NH 03101
What sparks your passion for real estate or mortgage lending?
I started in the mortgage industry not knowing much about the home-buying process. When I purchased my first home, I relied on my husband to just tell me what to do and where to sign and couldn't imagine ever doing it on my own. I remember feeling intimidated by the whole process but thinking how unfortunate this was given the fact that this is such a monumental purchase. Years later, once I knew the process very well, I purchased my current home on my own and it was all so much easier and reassuring knowing that I knew exactly what was happening. I know how scary buying a home can feel when you are not sure what is going on so I strive to make sure anybody that uses me as a lender feels 100% comfortable and educated on what is happening so there are no surprises. I like to think of myself as a homebuyer's "best friend on the inside" - which means I always keep their best interests in mind, commit to being open and honest and am always around, even after the loan closes (for follow-up questions that may arise).
What sets your services apart from others?
I was an Underwriter with HarborOne Mortgage for 8 years and processed mortgages for other loan officers for about 5 years prior to becoming a Loan Officer so I have a well-rounded and extensive knowledge base regarding the mortgage process and what it takes to make the experience as seamless as possible.
What's the #1 tip you give to first-time homebuyers?
Don't be afraid to ask as many questions as you need. There is a lot to learn about purchasing a home and I want you to feel comfortable asking me any and everything that may come up so you are going into the purchase feeling comfortable and informed.
What would you want me to know about yourself?
Honesty is the most important thing to me, above all else. Before I became a loan officer, I made a promise to myself that if I am not truly able to help people in a meaningful way and make a living at the same time, I would choose a different career path. It turns out that I am able to be open, honest and committed to my customers' best interests while making a living, so I am very happy with this career choice. I feel like I'm making a difference in people's lives without sacrificing integrity, which means so much to me.
What's your favorite hidden gem in New Hampshire?
Lake Massabesic in Auburn, NH. The trails around it are beautiful and well-maintained. There are also many areas to sit by the lake and admire it's beauty.
Send Sandra a Message
To connect directly with this loan officer, please fill out the form below and they will be in touch with you shortly. When completing the form below, remember that no matter which loan officer you choose to work with, our rates will be the same, and our program’s guidelines will be the same.
Choosing the right mortgage professional is one of the first steps. They will guide you to the mortgage program best suited for your needs. Some of our most popular programs are listed to the right. Make sure to check them out!
Below Market Interest rates - Home First and Home First Plus is a Mortgage Revenue Bond program which provides a rate-advantaged mortgage and the option to add a fixed $5,000 or $10,000, or $15,000 in cash downpayment assistance.
Downpayment and Closing Cost Help - Get up to $15,000 in cash to help with downpayment and closing costs through any one of our mortgage programs, including our Home First Plus, Home Flex Plus and Home Preferred Plus programs;
Low Mortgage Insurance Options - Home Preferred is a low down payment convention mortgage option with a low, discounted mortgage insurance option