Marcie Gowen-Nobley
TOP Loan Officer
NMLS: #1484955
Years experience: 15
Language(s): English
Union Bank
135 Main Street
Lincoln, NH 03251
What sparks your passion for real estate or mortgage lending?
My passion for real estate and mortgage lending is fueled by my upbringing. Both of my parents were in real estate, and growing up, I loved hearing their stories about helping buyers achieve their dreams of homeownership. I began my career in the Title Industry, where I spent five years gaining valuable insight into the closing process. However, I realized I wanted to be more involved in the entire transaction—guiding borrowers through every step and putting all the pieces in place to reach the closing table. There’s nothing more rewarding than helping people achieve one of life’s biggest milestones, and that’s what fuels my dedication every day.
What sets your services apart from others?
I take pride in being a reliable guide throughout the homeownership journey. My goal is to ensure you fully understand each step of the process and know exactly what’s expected of you to achieve your dream of owning a home. For some borrowers, homeownership might not be immediately achievable—and that’s okay. I’m here to help create a personalized plan to set you on the path toward making it a reality in the future. Whether today or tomorrow, I’m committed to supporting you every step of the way.
What's the #1 tip you give to first-time homebuyers?
Communication is Key! If there’s something you don’t understand, don’t hesitate to ask questions—it’s essential to stay informed throughout the process. At every stage, your team, including your real estate agent and lender, should clearly explain what’s happening and what to expect. It’s equally important for you to keep us informed. If there are any changes to your work situation or finances, let us know right away. These changes can impact the process, and addressing them early helps us avoid potential roadblocks. Let’s work together to ensure a smooth and successful experience!
What would you want me to know about yourself?
I am currently live in Bristol, NH with husband Kevin, daughter and two Great Danes (George and Gino). My first mortgage was through New Hampshire Housing Finance Authority. I am not a great cook but pride myself on my takeout ordering skills.
What's your favorite hidden gem in New Hampshire?
Coffee- Moose on the Run in Lincoln NH. Their Oat Milk Latte is my favorite. If you ask my daughter the Smoothies are the best. Sandwiches- Biederman's in Plymouth. The Baguette Balboa is amazing and you can never go wrong. Chicken Tenders- Covered Bridge Farm Table in Campton.
Send Marcie a Message
To connect directly with this loan officer, please fill out the form below and they will be in touch with you shortly. When completing the form below, remember that no matter which loan officer you choose to work with, our rates will be the same, and our program’s guidelines will be the same.
Choosing the right mortgage professional is one of the first steps. They will guide you to the mortgage program best suited for your needs. Some of our most popular programs are listed to the right. Make sure to check them out!
Below Market Interest rates - Home First and Home First Plus is a Mortgage Revenue Bond program which provides a rate-advantaged mortgage and the option to add a fixed $5,000 or $10,000, or $15,000 in cash downpayment assistance.
Downpayment and Closing Cost Help - Get up to $15,000 in cash to help with downpayment and closing costs through any one of our mortgage programs, including our Home First Plus, Home Flex Plus and Home Preferred Plus programs;
Low Mortgage Insurance Options - Home Preferred is a low down payment convention mortgage option with a low, discounted mortgage insurance option