Janet Costa

TOP Loan Officer

NMLS: #445842

Years experience: 30

Language(s): English

Mascoma Bank

8 Main Street
Littleton, NH 03561

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What sparks your passion for real estate or mortgage lending?

Knowing the positive impact you have made on the First Time Homebuyer future is a wonderful feeling.

What sets your services apart from others?

I am a seasoned lender that works to combine all the available programs, so my buyer has the best combination of products that fits their particular needs.

What's the #1 tip you give to first-time homebuyers?

It is important to take a First Time Homebuyer class and don't be afraid to ask questions.

What would you want me to know about yourself?

I am a native of Northern New Hampshire and enjoy and support our unique area.

What's your favorite hidden gem in New Hampshire?

There are so many wonderful places in New Hampshire but I am still always amazed with the beauty of Franconia Notch.

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To connect directly with this loan officer, please fill out the form below and they will be in touch with you shortly. When completing the form below, remember that no matter which loan officer you choose to work with, our rates will be the same, and our program’s guidelines will be the same.

Choosing the right mortgage professional is one of the first steps. They will guide you to the mortgage program best suited for your needs. Some of our most popular programs are listed to the right. Make sure to check them out!

Below Market Interest rates - Home First and Home First Plus is a Mortgage Revenue Bond program which provides a rate-advantaged mortgage and the option to add a fixed $5,000 or $10,000, or $15,000 in cash downpayment assistance.

Downpayment and Closing Cost Help - Get up to $15,000 in cash to help with downpayment and closing costs through any one of our mortgage programs, including our Home First Plus, Home Flex Plus and Home Preferred Plus programs;

Low Mortgage Insurance Options - Home Preferred is a low down payment convention mortgage option with a low, discounted mortgage insurance option