![Denise Hubbard](https://myteam.gonewhampshirehousing.com/hubfs/crm-properties-file-values/denise-hubbard.jpg)
Denise Hubbard
Loan Officer
NMLS: #47515
Years experience: 40
Language(s): English
![](https://myteam.gonewhampshirehousing.com/hs-fs/hubfs/crm-properties-file-values/Meredith.webp?width=240&height=124&name=Meredith.webp)
Meredith Village Savings Bank
What sparks your passion for real estate or mortgage lending?
After all these years I still enjoy the challenge of getting to the closing table successfully and knowing that homeownership means the start of a lifetime of memories.
What sets your services apart from others?
I pride myself on taking the time to truly listen to my borrowers and providing them the tools to become successful homeowners!
What's the #1 tip you give to first-time homebuyers?
Take the time to educate yourself on the homebuying process and don't fall in love with a house before talking to a lender!
What would you want me to know about yourself?
I specialize in first time buyer programs and that allows me the time to truly get to know my borrowers.
What's your favorite hidden gem in New Hampshire?
Moultonborough Country Store
Send Denise a Message
To connect directly with this loan officer, please fill out the form below and they will be in touch with you shortly. When completing the form below, remember that no matter which loan officer you choose to work with, our rates will be the same, and our program’s guidelines will be the same.
Choosing the right mortgage professional is one of the first steps. They will guide you to the mortgage program best suited for your needs. Some of our most popular programs are listed to the right. Make sure to check them out!
Below Market Interest rates - Home First and Home First Plus is a Mortgage Revenue Bond program which provides a rate-advantaged mortgage and the option to add a fixed $5,000 or $10,000, or $15,000 in cash downpayment assistance.
Downpayment and Closing Cost Help - Get up to $15,000 in cash to help with downpayment and closing costs through any one of our mortgage programs, including our Home First Plus, Home Flex Plus and Home Preferred Plus programs;
Low Mortgage Insurance Options - Home Preferred is a low down payment convention mortgage option with a low, discounted mortgage insurance option