Carol Zink-Mailloux

TOP Loan Officer

NMLS: #158936

Years experience: 22

Language(s): English

Advisory

Waterstone Mortgage

87 South Main Street
Concord, NH 03301

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What sparks your passion for real estate or mortgage lending?

I started at 22 not really knowing what a mortgage was, and I fell in love with it pretty quickly. Helping people navigate through the challenges and finding a solution to a tricky situation that comes up, and at the other end of it is their family's home, that feels great!

What sets your services apart from others?

I take the time needed to walk buyers through the process and understanding what's really involved in buying the home, making them feel like I was just waiting for them to call and that they're the only person vying for my time. I don't want them to ever feel rushed or that I don't have time for them.

What's the #1 tip you give to first-time homebuyers?

It's never too early to start! Get prepared for understanding the costs involved and the process you'll go through in buying a home, well before you start looking at homes.

What would you want me to know about yourself?

I studied 2 foreign languages in high school and college, majored in International Affairs and European Cultural Studies with the intention of traveling the world as my career. Then after graduating college I soon discovered that I really didn't desire to leave NH at all. Though I do still love to travel for fun!

What's your favorite hidden gem in New Hampshire?

The town of Tamworth - I grew up exploring the town and especially the forests, rivers and lakes in the area. It's a very special community.

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To connect directly with this loan officer, please fill out the form below and they will be in touch with you shortly. When completing the form below, remember that no matter which loan officer you choose to work with, our rates will be the same, and our program’s guidelines will be the same.

Choosing the right mortgage professional is one of the first steps. They will guide you to the mortgage program best suited for your needs. Some of our most popular programs are listed to the right. Make sure to check them out!

Below Market Interest rates - Home First and Home First Plus is a Mortgage Revenue Bond program which provides a rate-advantaged mortgage and the option to add a fixed $5,000 or $10,000, or $15,000 in cash downpayment assistance.

Downpayment and Closing Cost Help - Get up to $15,000 in cash to help with downpayment and closing costs through any one of our mortgage programs, including our Home First Plus, Home Flex Plus and Home Preferred Plus programs;

Low Mortgage Insurance Options - Home Preferred is a low down payment convention mortgage option with a low, discounted mortgage insurance option